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he Sexton Consulting Group (SCG) team has stragically partnered with Life Settlements America. Offering all of their personal and business financial services.

What is a Structured Settlement Exchange:
A Life Settlement is Created by Reselling an Existing Life Insurance Policy of an Insured Party Age 65 or Older on the Secondary Market for More Than its Cash Surrender Value.

Your structured settlement is an asset. Just like your home, your structured settlement is an asset that can be sold. There are many reasons why you may want to sell your structured settlement: to buy a house or car, fund a college education, or handle an immediate health or financial crisis

Life Settlements America's management has bought and sold hundreds of millions of face amount of life settlements.




Why Choose A Settlement Exchange?
Learn More - Accredited Investors
Learn More - Financial Planners


Life Insure 101 - Intro Video
Introductory Video:
Structured Settlement Exchange

Life Insurance - Structured Settlement Exchange:
If your life insurance is more than a couple of years old, you may be eligible for real $$$ savings.

If you are age 65 or above you may be surprised to learn that your current life insurance policy may be worth much more than you think. Let us do a free analysis today for a happier tomorrow.
- Variable life
- Universal life
- 2nd to die
- Term


Annuity Structured Settlement Exchange:
Every year owners of annuities make financial decisions that cost them thousands of dollars in lost money. Money that they were completely unaware was available to them.

Annuities offer value with restrictions. Annuities guarantee a steady income over a period of time. However, a schedule of future payments may not assist your immediate financial needs

Your annuity is an asset. Just like your home, your annuity is an asset that can be sold. There are many reasons why you may want to sell your annuity:
• To use the proceeds to invest in a financial product that better fits your needs.
• To handle an immediate health or financial crisis.

Surrendering your annuity to your insurance company is not the market value. The reason is simple as to why you should understand what the true market value of your annuity is worth. If you are accepting proceeds from your insurance company minus a huge penalty without considering the market value, you may be leaving substantial money on the table. The only way you should liquidate your annuity should be through a competitive bidding process where multiple institutional investors bid against each other delivering a true market value to the seller.

FAQ:
A life insurance policy is an asset.   Just like your home, a life insurance policy is an asset that can be sold.  The legal basis for the secondary market in the life insurance started in 1911 with the U.S. Supreme Court case of Grigsby v. Russell.  With this case it was shown that life insurance had all the legal qualities of property which meant that life insurance could also be transferred in similar manner.  Grigsby v. Russell set the rights that a policy owner could name the beneficiary, borrow against it, sell the policy and change the beneficiary.

The reason is simple as to why your client should understand what the true market value of their policy is worth.  If they are accepting the cash surrender value (CSV) on their insurance policy without considering the market value you may be leaving substantial money on the table.

It is our desire to provide a free evaluation to your clients on a cost free basis.  Who qualifies for our services?

General case specifications:
- Insureds age 65+ or with health impairment.
- Life expectancy range is generally 20 years or below.
- Key man insurance in no longer needed.
- Alternative to surrendering or allowing a policy to lapse
- Create a more comfortable secure retirement.
- Create funds to invest elsewhere.



info@sextoncg.com